Laybuy lets you receive your purchase NOW and spread the total cost over 6 weekly automatic payments INTEREST FREE!
How it Works
Look for the following button at checkoutPay by
How do I sign up?
Just continue to checkout and select Laybuy as your payment option or visit laybuy.com/consumer to create your account.
Who can use Laybuy?
Any NZ resident over 18 with a current debit or credit card.
How is my limit approved?
Your limit is assigned through the Laybuy instant credit check upon sign up. If you don't have a credit score, Laybuy will assign you with $120. No extra information about you is required!
How do I return my order?
Please refer to our normal returns policy here
Is there anything else I should know?
A late fee of $10 will be applied to your account 24 hours after a missed payment. You can also spend more than your assigned limit, the excess will be added to your first payment.